Small Business Assistance

Business Counseling and Financing Resources for Start-Up and Small Businesses

The organizations listed below offer free business counseling and some also offer financial assistance either as a direct lender or guaranteeing loans from banks or non-bank lenders. These organizations below serve the entire population including minority and women owned businesses. 

​Franklin County Community Development Corporation

The Franklin County Community Development Corporation (FCCDC) is an economic development non profit organization providing  comprehensive business counseling expertise, access to capital along with offering commercial office and manufacturing space for emerging businesses. The FCCDC is home of the Western Massachusetts Food Processing Center.

The FCCDC finances both start-up and existing small businesses for a wide range of purposes for over 37 years. Support is offered to entrepreneurs in a variety of industries with an emphasis on supporting business committed to creating jobs.  

Contact Information:
Franklin County Community Development Corporation
324 Wells Street
Greenfield, MA 01301
Phone: (413) 774-7204


​Valley Community Development Corporation

The Valley Community Development Corporation (VCDC)  offers a Small Business Development Program which provides a range of free services to meet the needs of small businesses with less than 20 employees and individuals with low to moderate income. These  services, available to both start-up and existing businesses, include business plan development, cash flow analysis, marketing advice as well as access to community loan funds.  VCDC offers one-on-one counseling, workshops,and seminars, and credit counseling. 

Contact Information:
Valley Community Development Corporation
30 Market Street
Northampton, MA 01060
Phone: (413) 586-5855 Ext. 230

Massachusetts Small Business Development Center


The Massachusetts Small Business Development Center (MSBDC) provides one-to-one free comprehensive and confidential services focusing on, business growth and strategies, financing and loan assistance as well as strategic marketing and operational analysis. In addition, low-cost educational training programs are offered across the state targeted to the needs of small business.  A full time staff of business advisers, supported by the resources of their host academic institutions provides free small business assistance to small businesses.

Contact Information:
Massachusetts Small Business Development Center
Tillson House
23 Tillson Farm Road
Amherst, MA 01003
Phone: (413) 545-6301



Small Business Administration


The Small Business Administration offers business counseling, financial assistance, training courses along with many other resources for small and start-up businesses. There are several financial assistance programs such as the 7(a) Loan Program which serve new or existing businesses.  Although the SBA is not a direct lender, it does work with banks and non-bank lenders to guarantee loans.  The SBA offers many innovative resources and services  that are well defined on their web site. 

Contact Information:
Small Business Administration
1 Federal Street - Building 101-R
Springfield, MA  01105
Phone: (413) 785-0484


Common Capital​

Common Capital is a community loan fund, operating since 1990, providing financial and business advisory services to small and medium sized businesses, startups and to non-profits throughout Western Massachusetts.  Borrowers receive free or low cost business advisory services from a network of qualified business consultants with expertise in all aspects of business development. 



Contact Information:
Common Capital
120 Maple Street
Springfield, MA 01103
Phone: (413) 233-1680